phenomenalplace

It may not be the happiest situation, but the reality is that banks, State, Federal and private organizations seize thousands of properties every month because of various bankruptcy and seizure laws. These properties are generally auctioned off after seizure, and can be purchased for as little as 10% of the market value of the property. Although various types of seizures exist, when a property is repossessed because the owner failed to pay the mortgage, this is specifically known as a foreclosure. Many lenders handle hundreds of these properties every month, and the cost of holding and managing them is exorbitant. So they auction them off as fast as possible to recover as much of their loss as they can. You can search the Internet and find foreclosure properties that are listed for sale. If you're looking to build an investment property portfolio, foreclosures can be a great way to grow it more quickly. Because you're buying the property so cheaply, you automatically have som...

Located in Central Florida home builders , only one hour from Tampa and West Palm Beach, this luxury custom home provides you with the seclusion and amenities of your own private five star resort. This estate offers the perfect setting for a vacation home on its five acre property tucked into a gated equestrian community. There is room for a helipad on the property.

So many business sites that exist in the cyberspace, but only our business site is very extraordinary in the field of portable cabins , Modular Building Industry, Supplying All Types Of Portable Cabins, Anti Vandal Site Accommodation, Modular Buildings And Storage Containers. we applied prices were very competitive and affordable.

So against my better judgment I decided to enter (well tiptoe) into the world of dating in South Africa.* I arrived in South Africa with the intention of not dating anyone during my time here and using this as a period to “cleanse.” Repeated conversations with South African women about the infidelity of South African men, coupled with the fact that the average marrying age here is (I am guessing) 25 so there is a lack of eligible bachelors over 30 and the popularity of beer being apparent in the vast array of male protruding bellies, all served as a confirmation for me to stay far away from dating. However, after repeated prodding from my coworkers to be more open minded I decided to at least give one of my would be suitors a chance. I actually enjoyed myself on both of the dates I went on and thoroughly appreciated how chivalrous they both were. It’s the aftermath of those dates that has me retreating for the hills. One of my dates, repeatedly told me how much he loved me and was...

Richmond realtor ri James Wong takes a look at the evolving market conditions and comes to the stunning conclusion (for a realtor) that there are "strong signs for a prolonged market downturn." It has Wong asking, Are We Headed For a Housing Market Downturn?

We have a wide range of mobile and portable accommodation units for hire that will suit a variety of needs including use on building sites as well as: Offices Canteens Toilet Blocks Farm Shops There are too many options to list individually but hiring portable accommodation provides a cost-effective, easy way of meeting your needs. Since these units are portable this type of accommodation does not generally require planning permission. Please give us a call to discuss your exact requirements - we usually find no two needs are the same - and we'll find a unit to suit you.

Did you know that by adding Kitchen countertops santa cruz can make your kitchen has the feel of a new, full of spirit. The kitchen is often forgotten, or rather not be noticed. The kitchen is also one of the 'dirty' in between the spaces in the house. This was caused by the habit of leaving the kitchen after cooking in a dirty state. By doing a rearrangement of your kitchen, you can raise the spirit to make the kitchen is always clean and no longer a dirty place. Add some new accessories, some colored pots, glass vases, and holders can be sure the kitchen cooking utensils you coined a new look. Immediately replace the kitchen utensils that are not feasible, and save a few plates, bowls, and trays are worn only on certain days. The most important think to make the kitchen more functionalist, one of them by adding a kitchen table, Kitchen Countertops of Santa Cruz. If the narrow kitchen to reconsider this idea unless you want to expand the kitchen or combine two rooms into a...

Looking to relocate to another place? Are instant cash needs worrying you? Are you thinking of sell your house fast quickly and worried for the same reason? Well, to be much of a relief a fast house sale can be a lot more than a myth that all sellers had once eyed on. Bringing the buyers to your doorstep is very easy and simple in the present days. But evoking in them the intention to make a purchase soon from you is not all that simple by its nature. Yet, in just a matter of 5 strategic steps, you can be sure of selling the house fast. The primary concern should be given to the aspect of pricing. A low pricing can fetch you a loss in the deal. A high pricing can have the very adverse effect of making the buyer rethink on their decision to buy the house from you. Such hurdles can be shadowed over by means of an appropriate pricing based on a property valuation, usually done by estate agents. So, the first but the most crucial step while you attempt to sell your house fast , lies in s...

Modular Buildings create space within the premises as well as in your budget because they are less expensive than fixed buildings and serve exactly the same purposes. The multiple prefabricated wall sections are known as modules along with the area of the modular building is decided through the number and dimensions of the modules. These modules allow easy assembly and quick installation for the novice along with a professional. These structures became popular as schools expanded and required space for laboratories sewing classes woodwork rooms and after-school care. The pre-engineered buildings could not anymore accommodate the masses and individuals were seeking a less expensive method to expand than fixed buildings that will be costly and take too much time to create. The structure sounds of hammers and drilling would disrupt the peace and distract students so these modular relocatable buildings were constructed off-site and brought to the institution or assembled within the car pa...

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phenomenalplace

Private health insurance exchanges will save employers money but not make health insurance cheaper. Because private health insurance will save employers money, they will grow. Will Private Insurance Exchanges Reduce Health Insurance Costs? There's lots of buzz these days about private insurance exchanges. The idea is to give employees more choice in purchasing their own individual coverage

Not surprisingly, only about 10% of firms with fewer than 200 workers take advantage of self-insurance––and almost no very small groups (fewer than 50 workers) use the product. It just isn't worth it for these small employer groups to take the risk that they will either have too many claims or very big claims from their workers––that is what insurance companies are for. Already, 96% of workers

Indiana, New Mexico, and Wisconsin are asking the federal government to exempt people making between 100% and 133% of the poverty level from the upcoming Medicaid expansion. These Republican governors need to put up or shut up. Ever since the passage of the Affordable Care Act (ACA), Republican governors have been clamoring for block granting Medicaid. The Supreme Court ruled that a state

Romney says he will repeal “Obamacare” if he is elected. Given that this has been part of his platform from the beginning of the campaign he is entitled to do that if he wins. I did not support passage of the Affordable Care Act (ACA) in 2010 because I saw it as an unaffordable entitlement expansion with no real hope of containing costs. But the practical reality of killing the Affordable Care

Let’s take a look at Mitt Romney’s Health Care plan using his own outline ("Mitt’s Plan") on his website. Romney's approach to health care reform summarized: "Kill Obamacare" - There seems to be no chance Romney would try to fix the Affordable Care Act––he would repeal all of it. No new federal health insurance reform law - There is no indication from his policy outline that he would try to

They both are and they both aren’t. I’ve never seen a week in health care policy like last week. The media reports have to be in the thousands, all trying to make sense of the furious debate between Obama and Romney over Medicare. As someone who has studied this issue for more than 20 years, it has also been more than exasperating for me to watch each side trade claims and for the press to try

Republican Vice Presidential pick Paul Ryan isn’t the only one Democrats are piling on this week. The knives have come out for Senator Ron Wyden, the Oregon Democrat. I guess that isn’t a surprise. If Ron Wyden is right on Medicare then so are Paul Ryan and Mitt Romney. The fundamental problem here is that the Democrats have decided that their best path to victory in the November elections is

by Brian Klepper Like most health law watchers, I was surprised by the recent Supreme Court decision. I'm sure that on this issue, as with everything else, zealous responses rationalize the result and split the country down the middle. I expected the Court to be purely partisan, but apparently Chief Justice John Roberts, acknowledging the gravity of his role, saw his way clear to support the

I expected Supreme Court Justice Anthony Kennedy to vote to toss the individual mandate. I had no doubt the other three conservative justices would want the whole of the Affordable Care Act thrown out. I also expected the four liberal justices to support both the individual mandate as well as the entire law. About everyone expected Roberts and Kennedy to vote alike. If Roberts had gone with

Conservatives wanted the Supreme Court to do the work of killing the Affordable Care Act (ACA) for them. They didn’t get their wish but the Court may have put conservatives into a political corner they will find very uncomfortable. Under the new health law, the Medicaid program will be substantially expanded. Those making up to 133% of the federal poverty level (about $30,000 in annual income

In the immortal words of Rosane Rosana Dana, "Never mind."From the SCOTUS blog live in the court room: "Chief Justice Roberts' vote saved the ACA."On to the elections.

That will be the big question on Thursday if the Court throws out the mandate and the parallel insurance reforms that would require health plans to take all comers without regard to their health status and require insurers to cover pre-existing conditions. But before we get to that scenario, let’s look at another possibility. The Court Overturns Both the Individual Mandate and the Insurance

In 1998 I launched a website called " Medical Informatics and Leadership of Clinical Computing " (now entitled " Contemporary Issues in Medical Informatics- Common Examples of Healthcare Information Technology Difficulties " at this link ). Its theme was that leadership of IT in healthcare was severely lacking in the formal competencies needed to reach any measure of success, and in fact the lack of informatics competencies in the usual IT actors was causing wasted resources and patient harm. I had also commented that the term "Medical Informatics" itself was being misappropriated by anyone claiming to do anything with computers in medicine, even the creation of trivial and/or low-value programs. Sadly, little has changed in that regard since 1998; in fact things are much worse.  The meaning of the term "Medical Informatics" itself has become severely blurred, and job listings that use the term are largely misguided.  They often seek a nurse (mos...

There they, the management of University of California - Davis, go again. The Wilkes and Hoffman Op-Ed Questioning A University Sponsored Aggressive Prostate Cancer Screening Program According to the Los Angeles Times , and a post in Inside Higher Ed , the trouble began when Dr Michael Wilkes, a professor of medicine at University of California - Davis, and Jerome Hoffman, a professor of emergency medicine, wrote an op-ed in the San Francisco Chronicle in 2010 questioning the wisdom of a program run by UC-Davis promoting aggressive screening for prostate cancer with the PSA test.  They brought up problems with using PSA for screeninf that have been known for a while, including the poor ability of the test to detect cancer, the inability of the test or of prostate biopsy performed in response to the test to differentiate aggressive prostate cancer from cancer that will not progress, which is more common, the risks of such biopsies, and the poor effectiveness of available prostate c...

The following press release is very welcome, and speaks for itself.  There is a responsible voice in the government wilderness.  It is perhaps no surprise it comes from a Congresswoman who is also a registered nurse: Ellmers Calls on Sebelius to Address Health IT Safety Concerns 06/12/12 Safety Risks and Health IT-Related Errors Cited in IOM Recommendations WASHINGTON – House Small Business Subcommittee on Healthcare and Technology Chairwoman Renee Ellmers (R-NC) today sent a letter to Kathleen Sebelius , Secretary of Health and Human Services (HHS), inquiring about whether the Department has adopted the  Institute of Medicine’s (IOM) recommendations for improving the safety of health information technology (IT). The report, issued in November, recommended several steps to be taken by HHS and called for greater oversight by the public and private sectors. The Secretary was called upon by the IOM to issue a plan within 12 months to minimize pa...

Despite the trillions of dollars flowing through the US health care systems, prominent not-for-profit health care organizations seem to be complaining more often that the money going to them is not enough.  The Lay-Offs and Research Cutbacks Recently, for example, the University of Miami announced that its medical center would have to tighten its belt.  In April, according to the Miami Herald, University of Miami President Donna Shalala announced Tuesday that the medical school will take 'difficult and painful but necessary steps' next month to reduce costs, including staff cuts .In a letter to employees, she called the cuts 'significant' but provided no details about how many employees might be laid off. 'The process will take place in stages, and affected employees will be notified during the month of May,' Shalala wrote. 'Reductions will not impact clinical care or our patients and will primarily focus on unfunded research and administrative areas.' ...

This cyberknife shown above should be available to you and and your family if you need radiotherapy treatment to treat a cancer. It is 8 times more successful than chemotherapy. Currently, only 5 places in the UK have them. This one above is at Harley Street Private Clinic in London. Areas such as the North East, North West, South West, Midlands and Yorkshire & Humberside do not have access to this treatment. Update: NHS Sussex this morning have announced they are to buy 5 machines for their PCT. Great news for the people of Sussex ( here ). What makes this even more galling is that there is currently a £169,000,000 underspend in the Cancer Drugs Fund for this year. This wasted millions should be used to buy the equipment above so that you and your loved ones can have access to this cutting edge treatment. We in Labour Left  have used the one click gadget below to tweet Health Ministers Paul Burstow and Anne Milton to ask them to use the Cancer Drugs Fund underspend to buy c...

1. Derriford Hospital, Plymouth The hospital is being asked to find £54m savings in two years. The workforce's morale is at an all time low as Serco who run the cleaning & catering contract in the hospital arbitrarily cut staff's hours by 17 leading to an annual lost of more than £7,000 a year for some staff. Hospital bosses for months refused to meet Trade Union officials until strike action was threatened. In the latest twist, just today two non-executive directors have resigned their posts at the hospital in protest at the poor running. The new chair for the hospital has just been appointed from outside the hospital with no appreciation or understanding for how hard things have been for the staff. 2. Great Royal Western, Swindon Staff that this hospital are among the most deflated in the country. Wards have been shut down, staff have been asked to re-apply for their posts (in some cases unsuccessfully). Staff have been disciplined for their social media usage and Multi-N...

Virgin are in my bad books. First they take the NHS in York to the CCP accusing them of predatory pricing because York NHS beat Virgin to a contract by charging lower prices. Then Virgin gain 18 contracts throughout the UK to run anything from community care to sexual services. Worse still, this week, the story broke of their 5 year ill treatment of Virgin Media customers who suffer death. Instead of showing compassion Virgin go on to threaten and abuse the family members left behind to settle unpaid bills. Now Virgin have teamed up with 7 PCTs in the NHS Lancashire area to help deliver "virtual" or "video" diagnosis. It works as follows. You switch on your camera on your computer, give me a peek & I'll tell you if your gonna have a stroke or not. Well, it is not quite like that since I am not qualified to diagnose, and they'll probably have a proper camera (or a "telekart" as they're calling it) but the basics are the same. A dude will now...

w In February 2010, just after Tony Blair appeared at the Chilcot Inquiry, ComRes published a poll for the Independent that asked voters if they think Tony Blair should be tried for war crimes.  37% voters thought he should, whilst 57% of voters thought he should not.  As a percentage of voters on the electoral roll in 2010, this means that 17 million voters wanted Tony Blair placed on trial for war crimes. Those in favour were predominantly the young (those under 35) and those from northern or poorer parts of the UK.  Those who were of mind not to put him on trial were mostly the elderly, southern wealthy types. You can see the data for yourself ( here ). If you want to geek out on why polling is a science not an art, and how we are able to recalibrate the polling %s into numbers of actual voters, then please follow this link ( here ).

On 24 separate occasions since the NHS Bill became law, Andy Burnham and Ed Miliband have said that they will repeal the NHS Bill. Upon closer examination of their detailed comments about what form this will take, we can say that they include: 1. Awarding the NHS Preferred Bidder Status in the tendering process.  2. Repealing the 49% Cap of Private Sector Involvement in the NHS. 3. Preventing CCGs commissioning to themselves. 4. Reforming MONITOR but in a way that is unclear. None of this goes far enough and to me it is no wonder that an NHS party has been formed with a view to contesting seats at the next election. Below, I outline the policies Labour should be embracing on the NHS if we are to present ourselves as a radical alternative to the Tories on Health. 1. We need to support  François Hollande 's attempts to enshrine in EU Law the right of all EU citizens to have access to a publicly funded healthcare system. This important principle, if agreed, would have the a...

The government is currently engaged in rank hypocrisy throughout the UK. They have conspired to pass an unwanted NHS Bill, force £20bn of NHS cuts through and shut down many wards, hospitals and units all in the name of cost savings exercises. The spectacle of government ministers leading the campaign to save NHS Hospitals ONLY in their own constituencies will sicken many NHS activists to their very core. If these ministers really cared about the NHS, then they would have done something to prevent cuts, closures and carve ups throughout the UK, not just the areas where they seek votes. What sickens me the most is that Government Ministers are using their own special influence within the government to cherry pick which hospitals must go, and which ones are given special consideration. So, the Trafford A & E in Greater Manchester is to be shown no mercy because it has no government minister that could save it.  Wards have been shut at The Great Royal Western, Shrop...

The Department of Health commissioned this report ( link here ) into Homelessness's link with NHS Discharges. The report produced by St Mungo's and Homeless Link found that 70% of homeless people who are discharged from NHS hospitals are actually discharged onto the street. No attempt is being made to safeguard the recovering health of homeless patients. Homeless people die much younger than you and I and often carry serious illness related to dirty needle usage or alcoholism. These people need our compassion, love and support if they are to get better and get their lives on track. Research shows that family breakdown on abuse during their adolescence are key factors in their declining health. As I have shown from other research, homelessness has risen 14% under this Tory government with more than 45,000 households being declared statutorily homeless per year. Given that the average household is 2.3 per home, we can be sure that the true figure of actual homeless people is much...

Radiopharmaceuticals more commonly known as radiotherapy is a precise/localised way of targeting cancer. It causes less damage to the tissues around the cancer area than chemotherapy because it is so precise/localised. Results show it is 8 times more successful than Chemotherapy. If you wish to geek out on original EU guidelines on the storage and safe usage of radiopharmaceuticals then please follow this link ( here ). In October 2010, the Tories announced a cancer drugs fund of up to £200,000,000. This was a good decision and one which should have led to 1000s of lives throughout the 28 Cancer Network areas of England being saved. Conceivably, the £200m could have paid for this radiotherapy treatment.  The sad fact is that there is currently a severe under spend in the Cancer Drugs Fund. Only £71,000,000 has been spent so far this year. Even the Tory newspapers accept that this is potentially costing thousands of lives per year ( here ). What's more, the Cancer Drug Net...

These 80 fat cat  jobs in the NHS earn a combined salary of almost £10,000,000 a year. They average at nearly £120,000 per post annually. This excludes pension relief, company car and bonuses. In evidence submitted to the local pay & senior salaries review, it was yesterday recommended that regional NHS bosses earning a fortune in salaries should be exempted from the regional pay review. This advice was given at the same time as plans are underway to cut the wages nurses, Health Care Assistants, porters, auxiliaries and other cleaning staff receive in the North East, North West, Midlands, South West and Yorks & Humber. This is black and white hypocrisy, inequality and double standards at its very worst. The justification for protecting high paid fat cat NHS bosses from regional pay cuts was that the roles they held were national posts not really reflective of local market conditions. Why should ordinary NHS staff lose up to 30% of the wages because the...

Every NHS Trust in England is now legally obliged to either seek Foundation Trust status or merge with another NHS Trust by 2014.  This is part of the regulations to emerge from private consultancy firm McKinsey during the drafting of the Tory Health Bill. The problem is that 50% of NHS Trusts are failing in their application for Foundation Trust status. This is causing them as a secondary option to seek a merger. A merger, if achieved, is by no means a disaster because at least it gives the trust a chance of remain in public control. So Trafford, Northumbria, St Hellier and Cumbria are all seeking a merger with a more financially healthy NHS Trust close by. Even if mergers are achieved, however, very often the larger Trust in the merger seeks to offload the less financially viable parts of the supposedly failing trust. For example, Trafford A & E is at severe risk of closure. It is just one of a long list of places under threat that I could bore you with. But there a...