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Private health insurance exchanges will save employers money but not make health insurance cheaper. Because private health insurance will save employers money, they will grow. Will Private Insurance Exchanges Reduce Health Insurance Costs? There's lots of buzz these days about private insurance exchanges. The idea is to give employees more choice in purchasing their own individual coverage

Not surprisingly, only about 10% of firms with fewer than 200 workers take advantage of self-insurance––and almost no very small groups (fewer than 50 workers) use the product. It just isn't worth it for these small employer groups to take the risk that they will either have too many claims or very big claims from their workers––that is what insurance companies are for. Already, 96% of workers

Indiana, New Mexico, and Wisconsin are asking the federal government to exempt people making between 100% and 133% of the poverty level from the upcoming Medicaid expansion. These Republican governors need to put up or shut up. Ever since the passage of the Affordable Care Act (ACA), Republican governors have been clamoring for block granting Medicaid. The Supreme Court ruled that a state

Romney says he will repeal “Obamacare” if he is elected. Given that this has been part of his platform from the beginning of the campaign he is entitled to do that if he wins. I did not support passage of the Affordable Care Act (ACA) in 2010 because I saw it as an unaffordable entitlement expansion with no real hope of containing costs. But the practical reality of killing the Affordable Care

Let’s take a look at Mitt Romney’s Health Care plan using his own outline ("Mitt’s Plan") on his website. Romney's approach to health care reform summarized: "Kill Obamacare" - There seems to be no chance Romney would try to fix the Affordable Care Act––he would repeal all of it. No new federal health insurance reform law - There is no indication from his policy outline that he would try to